Menu
Apply Now
For home loan today & get pre approval in 72 hours
Dubai Islamic Bank Al Islami Home Finance
Features & Benefits
- Provides high loan amounts
- Both self-employed and salaried individuals are eligible
- Age limit of 20-70 years are eligible
- Minimum salary of AED 7000 is required
- The loan is provided for a maximum tenure of 25 years
- The loan is provided on the maximum tenure of 25 years
- Salary transfer to DIB account is not mandatory
- Provides loan for both residential and commercial property
- Islamic insurance is offered
- Can add a co-applicant to increase the chance of eligibility
CBD Mortgage Loans
Features & Benefits
- Ready Villas or apartments registrable with Lands department
- For the salaried individual minimum length of service of 6 months is required and for the self-employed individual Minimum length of 3 years in business
- For salaried individuals 3 months bank statement is required and for self-employed individuals, original 12 months company and personal bank statement is required to be submitted
- It is not mandatory to transfer your salary
- It is mandatory to have Life and Property Insurance before applying for this finance
- Loan available to both salaried and self-employed individuals
- Finance for ready villas and apartments
- Finance repayment period of up to 20 years for expats
- Competitive profit rates
- 0% processing fees on buyouts.
- Release cash against your fully paid property.
United Arab Bank Home Finance
Features & Benefits
- Follows both conventional and Islamic banking principles
- Both self-employed and salaried person are eligible
- Salary transfer to United Arab Bank account is optional
- The loan is provided for a maximum tenure of 25 years
- Low-interest rates
- Salary transfer is not mandatory but provides additional benefits for transferring your salary
- Low processing fees on salary transfer
- Can avail buyout loan facility
- Competitive insurance rates
- Quick processing of loan
Amlak Finance Amlak Ijarah
Features & Benefits
- Follows Islamic banking principles
- Salary transfer is optional
- The loan is provided for a maximum tenure of 25 years
- Provides loan for both commercial and residential properties.
- Follows Islamic banking laws
- No salary transfer is required
- Low-profit rates
- Can get pre-approval details
- Provides loan for commercial properties also
- Buyout loan facility is available
- Quick and hassle free documentation
Emirates NBD Home Loan for Self employed UAE Nationals
Features & Benefits
- You are required to transfer your income to Emirates NBD for this finance.
- The loan is provided for a maximum tenure of 25 years
- Both life insurance and property insurance is mandatory
- High finance is provided
- Self-employed individuals are eligible
- Low down payment requirement
- Low rates on property insurance and life insurance
- Can know the approved loan amount details in prior
- Very quick loan approval
Emirates NBD Home Loan for UAE National
Features & Benefits
- Approval In principle is provided
- Salary transfer to Emirates NBD account is not required
- The loan is provided for a maximum tenure of 25 years
- Both life insurance and property insurance is mandatory
- High finance is provided
- Low down payment requirement
- Low rates on property insurance and life insurance
- Can know the approved loan amount in prior
- Salary transfer is not mandatory
- Hassle free documentation
ADIB Home Finance for UAE Nationals
Features & Benefits
- Both salaried and self-employed individuals are eligible
- Additional earnings must be verified
- Minimum length of service of 3 months(UAE Nationals) and 6 months(Expats) is required, salaried individuals
- Follows takaful laws
- Salary transfer is not required. But additional benefits are provided on the salary transfer
- Maximum tenure of 25 years is provided
- Insurance is provided
- Additionals benefits like ADIB Priority status, finance for additional costs are provided
- Can add a joint account holder
- Buyout loan facility is available
- A grace period of 6 months is provided for salaried individuals
HSBC New Home Loan
Features & Benefits
- Both salaried and self-employed with regular income may apply for this scheme
- Customers living outside the UAE will only be considered for this scheme if they are Premier customers and they are meeting the HSBC lending criteria
- Finance will be provided for ready properties with deeds
- Transfer of money is not mandatory
- You can receive extra funds for renovations by applying for an equity release
- Finance repayment period of up to 25 years
- Approval of loans are quick
- A dedicated team of experienced mortgage advisers will assist you to arrange your home loan.
- You can continue holding your account with another bank and still be eligible for an HSBC Home Loan
Standard Chartered Saadiq Home Finance
Features & Benefits
- This follows takaful principles
- Salary transfer to Standard Chartered Bank account is optional
- The loan is provided for a maximum Compare Home loan UAE tenure of 25 years
- Property insurance is compulsory; Life Takaful is not mandatory
- Saadiq finance is provided on low-profit rates
- It is based on sharia-compliant
- Quick processing of loan
- Low Processing fees
- The free debit card is provided Compare Home loan UAE on the approval of the loan
- Life Takaful is not mandatory
Ajman Bank Home Finance for Expats
Features & Benefits
- Follows Islamic banking principles
- UAE Residents(Expats) are eligible
- Salary transfer to Ajman Bank account is not required
- The loan is provided for a maximum tenure of 25 years
- Takaful life insurance is provided for free
- Salary transfer is optional
- High finance is provided
- Quick processing and approval of the loan
- Less documentation
- Low-profit rates
- Follows sharia banking laws
- Can get pre-approval details
- Provides finance to both residential and commercial properties Compare Home loan UAE
Emirates Islamic Manzili Home Finance
Features & Benefits
- Follows Islamic banking principles
- UAE Nationals, Expats, and Non-Residents are eligible
- Salary transfer to Emirates Islamic Bank account is not required
- The loan is provided for a maximum tenure of 25 years
- Provides finance on low-profit rates
- Salary transfer is not required
- Complimentary upgrade to priority banking facility
- A free credit card is provided on approval
- Competitive takaful insurance rates
- Can skip installments payments for 60 days
- Provides buyout loan facility
- Quick processing of the loan application
- Provides finance for residential and commercial properties as well
National Bank of Fujairah Islamic Ijarah Mortgage
Features & Benefits
- This follows shariah compliant
- Salary transfer to NBF Current account is mandatory
- Property and Life insurance is mandatory
- The loan is provided for a maximum tenure of 25 years
- The finance is provided on low-profit rates
- Low down payment requirement
- Provides finance on leasehold properties too
- Refinance is available
- Can get a loan against the property
- Can get pre-approval details
- Quick processing
FAB Mortgage loan for Residences in UAE
Features & Benefits
- Fixed-rate Mortgages up to 5 years
- Get best-in-market fixed rates when you transfer your salary to a FAB account. You will also get a FAB credit card to complement your loan.
- The maximum tenure of 25 years is provided
- No approval in Principal fee
- Exclusive deals on processing fees and discounted valuation fees on properties with major developers
- High finance is provided
- Provides finance for both under construction and completed properties
Baroda home Loans
Features & Benefits
- Home Loan products to suit every customer’s need
- Low Interest Rates
- Low Processing Fee
- No Hidden Charges
- 3rd year onwards interest rate is linked to Emirates Interbank Offered Rate (EIBOR) of the bank and is reset quarterly.
- Interest charges on Daily Reducing Balance
- Longer tenor up to 25 years
- Moratorium period up to 12 months after the loan amount is disbursed.
- Easy Top Up facility available
Mashreq Home Loan for Residents
Features & Benefits
- Loan repayment tenure of up to 25 years.
- Enjoy all the benefits of generously low interest rates on your loan.
- Free pre-approval In only 10 minutes
- No salary transfer needed
- Easy set-up
ADCB Home Loan
Features & Benefits
- A processing fee is applicable.
- For the duration of the facility, maintaining a property Takaful policy and a life Takaful policy is mandatory.
- External evaluators will determine the property value, which may result in additional charges.
- The maximum Finance To Value (FTV) offered depends on the current construction stage of the property. The total property value and the number of home finance facilities availed will affect it too.
- The Hybrid Finance profit rate structure implies a fixed rate for the initial years. Then, the variable rate based on relevant EIBOR + Margin applies.
- For every “Home Finance” booked, ADCB Islamic Banking will plant a mangrove tree on your behalf.Compare Home loan UAE